{"id":158,"date":"2024-08-16T11:09:01","date_gmt":"2024-08-16T14:09:01","guid":{"rendered":"https:\/\/grupori.com.br\/home\/about\/"},"modified":"2024-10-04T17:27:31","modified_gmt":"2024-10-04T20:27:31","slug":"investimentos","status":"publish","type":"page","link":"https:\/\/grupori.com.br\/home\/investimentos\/","title":{"rendered":"Investimentos"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"158\" class=\"elementor elementor-158\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cdc045e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cdc045e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/grupori.com.br\\\/home\\\/wp-content\\\/uploads\\\/revslider\\\/zen-video1\\\/stream.mp4&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container elementor-hidden-mobile\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-51cfb76e\" data-id=\"51cfb76e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d2995e0 elementor-widget elementor-widget-heading\" data-id=\"5d2995e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Investimentos<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d7b12d4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5d7b12d4\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-e921da1 e-flex e-con-boxed e-con e-parent\" data-id=\"e921da1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e110fd3 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"e110fd3\" data-element_type=\"widget\" id=\"rf\" data-settings=\"{&quot;horizontal_scroll_mobile&quot;:&quot;disable&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"235999187\" aria-label=\"Abas. Abra itens com &quot;Enter&quot; ou &quot;Espa\u00e7o&quot;, feche com &quot;Escape&quot; e navegue usando as teclas de &quot;Seta&quot;.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2359991871\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2359991871\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tRENDA FIXA\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2359991872\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2359991872\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFUNDO DE INVESTIMENTOS\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2359991873\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2359991873\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tA\u00c7\u00d5ES\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2359991874\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2359991874\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFUNDOS IMOBILI\u00c1RIOS\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2359991875\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2359991875\" style=\"--n-tabs-title-order: 5;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tCOE\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2359991876\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2359991876\" style=\"--n-tabs-title-order: 6;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tTRADE\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2359991871\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991871\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-f267320 e-con-full e-flex e-con e-child\" data-id=\"f267320\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ec943 e-con-full e-flex e-con e-child\" data-id=\"f9ec943\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e357cc0 elementor-widget elementor-widget-heading\" data-id=\"e357cc0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">O que \u00e9 Renda Fixa?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d162e64 elementor-widget elementor-widget-text-editor\" data-id=\"d162e64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Renda Fixa \u00e9 um termo que se refere a qualquer tipo de investimento que possui regras de remunera\u00e7\u00e3o definidas no momento da aplica\u00e7\u00e3o no t\u00edtulo.<\/strong><\/p><p><strong>Essas regras estipulam o prazo e a forma que a remunera\u00e7\u00e3o ser\u00e1 calculada e paga ao investior.<\/strong><\/p><p><strong>Quando voc\u00ea compra um t\u00edtulo de Renda Fixa, voc\u00ea est\u00e1 emprestando dinheiro ao emissor do papel, que pode ser um banco, uma empresa ou mesmo o Governo.<\/strong><\/p><p><strong>Em troca, recebe uma remunera\u00e7\u00e3o por um determinado prazo, na forma de juros e\/ou corre\u00e7\u00e3o monet\u00e1ria, podendo receber, ainda, parcelas chamadas amortiza\u00e7\u00f5es.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f4968c elementor-widget elementor-widget-heading\" data-id=\"9f4968c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TIPOS DE RENDA FIXA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a196353 e-flex e-con-boxed e-con e-child\" data-id=\"a196353\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1987373 e-con-full e-flex e-con e-child\" data-id=\"1987373\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0f4ec4 elementor-widget elementor-widget-heading\" data-id=\"d0f4ec4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">T\u00edtulos Publicos<br> LTN, NTN, B, LFT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a04642c e-con-full e-flex e-con e-child\" data-id=\"a04642c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44cdcba elementor-widget elementor-widget-heading\" data-id=\"44cdcba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LCI e LCA<br>\nLetra de Cr\u00e9dito Imobili\u00e1rio e Letra de Cr\u00e9dito Agr\u00edcola<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91fc178 e-flex e-con-boxed e-con e-child\" data-id=\"91fc178\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-12ae86a e-con-full e-flex e-con e-child\" data-id=\"12ae86a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c664ba7 elementor-widget elementor-widget-heading\" data-id=\"c664ba7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CRI e CRA<\/br> Certificado de Receb\u00edvel Imobili\u00e1rio e Certificado de Receb\u00edvel Agr\u00edcola<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1629a5b e-con-full e-flex e-con e-child\" data-id=\"1629a5b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac622d2 elementor-widget elementor-widget-heading\" data-id=\"ac622d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CDB <br> Certificado de Dep\u00f3sito Banc\u00e1rio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bdc9cf1 e-flex e-con-boxed e-con e-child\" data-id=\"bdc9cf1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-60489d7 e-con-full e-flex e-con e-child\" data-id=\"60489d7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b081cd6 elementor-widget elementor-widget-heading\" data-id=\"b081cd6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DEB\u00caNTURES <br> Cr\u00e9dito privado de empresas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc52375 e-con-full e-flex e-con e-child\" data-id=\"dc52375\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8349cc5 elementor-widget elementor-widget-heading\" data-id=\"8349cc5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LC<\/br> Letra de C\u00e2mbio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2359991872\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991872\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-4b52fb8 e-con-full e-flex e-con e-child\" data-id=\"4b52fb8\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-746b038 e-con-full e-flex e-con e-child\" data-id=\"746b038\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b87a130 elementor-widget elementor-widget-heading\" data-id=\"b87a130\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FUNDO DE INVESTIMENTOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c935d elementor-widget elementor-widget-text-editor\" data-id=\"26c935d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u00c9 o tipo de aplica\u00e7\u00e3o financeira que re\u00fane recursos de um conjunto de investidores (cotistas), permitindo assim investir em uma variada cesta de ativos, em diferentes mercados. Esta carteira pode englobar T\u00edtulos de Renda Fixa, T\u00edtulos P\u00fablicos, T\u00edtulos Cambiais, Derivativos, Commodities, A\u00e7\u00f5es, entre outros. Quanto mais diversificado o fundo, menor \u00e9 o risco. Todo o dinheiro aplicado no Fundo de Investimento \u00e9 convertido em cotas. Cada cotista possui um n\u00famero de cotas proporcional ao valor total de seus investimentos. O valor da cota \u00e9 atualizado diariamente e o c\u00e1culo do saldo do cotista \u00e9 feito multiplicando o n\u00famero de cotas adquiridas pelo valor da cota no dia. O patrim\u00f4nio de um Fundo de Investimento \u00e9 a soma de todos os recursos aplicados por seus diferentes investidores.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c705a0 elementor-widget elementor-widget-heading\" data-id=\"9c705a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Taxas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b6e956 elementor-widget elementor-widget-heading\" data-id=\"7b6e956\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAXAS DE ADMINISTRA\u00c7\u00c3O<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94d0231 elementor-widget elementor-widget-text-editor\" data-id=\"94d0231\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Percentual sobre patrim\u00f4nio do Fundo, pago anualmente pelos cotistas, referente \u00e0 presta\u00e7\u00e3o de servi\u00e7o do gestor, do administrador e das demais institui\u00e7\u00f5es presentes na operacionaliza\u00e7\u00e3o do dia a dia. Pode variar de institui\u00e7\u00e3o para institui\u00e7\u00e3o que pode ser encontrado no site do pr\u00f3prio distribuidor. Para Fundos que podem comprar cotas de outros fundos, existe a taxa m\u00e1xima de administra\u00e7\u00e3o. Isso porque, ao se investir em outro fundo, o fundo inicial tamb\u00e9m estar\u00e1 pagando taxa de administra\u00e7\u00e3o. Assim, o cliente final deve ter ci\u00eancia de qual seria a taxa de administra\u00e7\u00e3o m\u00e1xima, que pode ser cobrada pelo fundo onde \u00e9 feita aplica\u00e7\u00e3o.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bab4e9f elementor-widget elementor-widget-heading\" data-id=\"bab4e9f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAXA DE SA\u00cdDA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4ea8d3 elementor-widget elementor-widget-text-editor\" data-id=\"a4ea8d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Taxa paga no momento do resgate, sobre o montante total resgatado, caso o cotista queira vender suas cotas com um prazo de liquida\u00e7\u00e3o e cotiza\u00e7\u00e3o inferior ao prazo de resgate padr\u00e3o do fundo. A taxa de sa\u00edda estar\u00e1 prevista na l\u00e2mina e no regulamento de cada fundo, se for aplic\u00e1vel.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-776df31 elementor-widget elementor-widget-heading\" data-id=\"776df31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAXA DE PERFORMANCE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91d54e5 elementor-widget elementor-widget-text-editor\" data-id=\"91d54e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Taxa cobrada do cotista semestralmente (desde que prevista em seu regulamento) se a rentabilidade do Fundo superar a de um indicador de refer\u00eancia (benchmark). Tem o objetivo de remunerar uma boa gest\u00e3o. A taxa de performance \u00e9 cobrada do cotista somente quando a rentabilidade do Fundo superar a de seu indicador de refer\u00eancia ( benchmark). Esta cobran\u00e7a \u00e9 realizada apenas sobre a rentabilidade que ultrapassar o benchmark, e se a rentabilidade for positiva. Caso a performance do fundo seja negativa, n\u00e3o haver\u00e1 cobran\u00e7a da taxa de performance, mesmo se exceder o benchmark.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-249cf50 elementor-widget elementor-widget-heading\" data-id=\"249cf50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exemplo:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ff3150 elementor-widget elementor-widget-text-editor\" data-id=\"3ff3150\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Taxa paga no momento do resgate, sobre o montante total resgatado, caso o cotista queira vender suas cotas com um prazo de liquida\u00e7\u00e3o e cotiza\u00e7\u00e3o inferior ao prazo de resgate padr\u00e3o do fundo. A taxa de sa\u00edda estar\u00e1 prevista na l\u00e2mina e no regulamento de cada fundo, se for aplic\u00e1vel.<\/b><\/p><ul><li><b>Rendimento do Fundo no ano: 15<\/b><\/li><li><b>Varia\u00e7\u00e3o do CDI no ano: 10%<\/b><\/li><li><b>Excedente que incidir\u00e1 a performance: 5%<\/b><\/li><li><b>Taxa de performance ou remunera\u00e7\u00e3o &#8220;extra&#8221; que ser\u00e1 paga: 1% tributa\u00e7\u00e3o.<\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a68ca8 elementor-widget elementor-widget-heading\" data-id=\"6a68ca8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Classifica\u00e7\u00e3o para efeitos de IR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ac1811 elementor-widget elementor-widget-text-editor\" data-id=\"4ac1811\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Segundo determina\u00e7\u00e3o da Secretaria da Receita Federal, os Fundos de Investimento s\u00e3o classificados em tr\u00eas categorias para efeitos de Imposto de renda, e a incid\u00eancia do imposto depender\u00e1 do per\u00edodo em que cada aplica\u00e7\u00e3o permanecer no Fundo:<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a93e4c6 elementor-widget elementor-widget-heading\" data-id=\"a93e4c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FUNDOS DE A\u00c7\u00d5ES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b88d9a7 elementor-widget elementor-widget-text-editor\" data-id=\"b88d9a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><b>Prazo de Aplica\u00e7\u00e3o: Independente do prazo de aplica\u00e7\u00e3o.<\/b><\/li><li><b>Al\u00edquota de IR: 15%<\/b><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f311b13 elementor-widget elementor-widget-text-editor\" data-id=\"f311b13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Esses fundos contam com al\u00edquota \u00fanica de IR na fonte, seja qual for o prazo em que o investidor permanecer com os recursos investidos. O imposto ser\u00e1 cobrado sobre o rendimento bruto do Fundo, no momento do resgate.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-894a2d4 elementor-widget elementor-widget-heading\" data-id=\"894a2d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FUNDOS DE TRIBUTA\u00c7\u00c3O DE CURTO PRAZO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-428b20a elementor-widget elementor-widget-text-editor\" data-id=\"428b20a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><b>Prazo de Aplica\u00e7\u00e3o: Em at\u00e9 180 dias &#8211; Al\u00edquota de I.R: 22,5%<\/b><\/li><li style=\"font-size: 25px;\"><span style=\"font-weight: bold;\">Prazo de Aplica\u00e7\u00e3o: Acima de 180 dias &#8211; Al\u00edquota de I.R: 20%<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b16ea4 elementor-widget elementor-widget-text-editor\" data-id=\"1b16ea4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Para fins de tributa\u00e7\u00e3o, s\u00e3o considerados Fundos de Investimento de Curto Prazo aqueles cuja carteira de t\u00edtulos tenha prazo m\u00e9dio igual ou inferior a 365 dias. Eles est\u00e3o sujeitos \u00e0 incid\u00eancia de IR na fonte.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f3ffe2 elementor-widget elementor-widget-heading\" data-id=\"1f3ffe2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FUNDOS DE TRIBUTA\u00c7\u00c3O DE CURTO PRAZO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c8776d elementor-widget elementor-widget-text-editor\" data-id=\"1c8776d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><b>Prazo de Aplica\u00e7\u00e3o: Em at\u00e9 180 dias &#8211; Al\u00edquota de I.R: 22,5%<\/b><\/li><li style=\"font-size: 25px;\"><span style=\"font-weight: bold;\">Prazo de Aplica\u00e7\u00e3o: de 181 \u00e0 360 dias &#8211; Al\u00edquota de I.R:\u00a020%<\/span><\/li><li style=\"font-size: 25px;\"><span style=\"font-weight: bold;\">Prazo de Aplica\u00e7\u00e3o: de 361 \u00e0 720 dias &#8211;\u00a0<\/span><span style=\"font-weight: bold;\">Al\u00edquota de I.R: 20%<\/span><\/li><li style=\"font-size: 25px;\"><span style=\"font-weight: bold;\">Prazo de Aplica\u00e7\u00e3o: Acima de 180 dias &#8211;\u00a0<\/span><span style=\"font-weight: bold;\">Al\u00edquota de I.R: 20%<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9284da7 elementor-widget elementor-widget-text-editor\" data-id=\"9284da7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Para fins de tributa\u00e7\u00e3o, s\u00e3o considerados Fundos de Investimento de Curto Prazo aqueles cuja carteira de t\u00edtulos tenha prazo m\u00e9dio igual ou inferior a 365 dias. Eles est\u00e3o sujeitos \u00e0 incid\u00eancia de IR na fonte. neste tipo de fundo se o cotista resgatar cotas por um per\u00edodo superior a dois anos, ele pagar\u00e1 15% de IR sobre o rendimento do Fundo no per\u00edodo.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-762801f elementor-widget elementor-widget-heading\" data-id=\"762801f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">COME COTAS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59a853f elementor-widget elementor-widget-text-editor\" data-id=\"59a853f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>O Imposto de Renda dos Fundos de Investimento \u00e9 recolhido no \u00faltimo dia \u00fatil dos meses de maio e novembro, em um sistema denominado &#8220;come-cotas&#8221;. Para esse recolhimento ser\u00e1 usada a menor al\u00edquota de cada tipo de Fundo: 20% para Fundos de Curto Prazo e 15% para Fundos de Longo Prazo.<\/b><\/p><p><b>Assim sendo, a cada 6 meses os Fundos, automaticamente, deduzem esse Imposto de Renda dos cotistas, considerando o rendimento obtido nesse per\u00edodo. A cobran\u00e7a desse imposto \u00e9 efetuada em quantidade de cotas, ou seja, calcula-se o n\u00famero de cotas proporcional ao valor dinanceiro referente ao IR devido e diminui-se esse n\u00famero do total de cotas que o cliente possui.<\/b><\/p><p><b>Al\u00e9m disso, no momento do resgate da aplica\u00e7\u00e3o do investidor, se for o caso, ser\u00e1 feito o recolhimento do IR, de acordo com a al\u00edquota final devida, conforme o prazo de perman\u00eancia desse investimento no fundo. N\u00e3o h\u00e1 a incid\u00eancia de &#8220;come-cotas&#8221; em Fundos de A\u00e7\u00f5es.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-333f225 elementor-widget elementor-widget-heading\" data-id=\"333f225\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">IOF<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-243042d elementor-widget elementor-widget-text-editor\" data-id=\"243042d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>O imposto sobre Opera\u00e7\u00f5es Financeiras (IOF) incide sobre o rendimento nos resgates feitos em um per\u00edodo inferior a 30 dias. O percentual do IOF pode variar de 96% a 0%, dependendo do n\u00famero de dias decorridos da aplica\u00e7\u00e3o, incidindo sobre o rendimento do investimento.<\/b><b><\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8779198 elementor-widget elementor-widget-html\" data-id=\"8779198\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script>\r\n\/* Code from https:\/\/element.how\/elementor-tabs-closed-by-default\/\r\n* Copyright 2024 Element.How\r\n* Automatically close the tabs on page load for mobile devices\r\n*\/\r\nwindow.addEventListener('load', function () {\r\nif (window.innerWidth > 767) return;\r\nsetTimeout(function () {\r\nlet tabsElems = document.querySelectorAll('.e-n-tabs')\r\ntabsElems.forEach(e => {\r\nlet activeTitles = e.querySelectorAll('.e-n-tab-title[aria-selected=\"true\"]');\r\nlet activeContent = e.querySelector('.e-con.e-active')\r\nactiveContent.style.display = 'none';\r\nactiveContent.classList.remove('e-active');\r\nactiveTitles.forEach(activeTitle => activeTitle.setAttribute('aria-selected', false));\r\nactiveTitles.forEach(activeTitle => activeTitle.setAttribute('tabindex', -1));\r\n});\r\n}, 300);\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2359991873\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991873\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-333d90b e-con-full e-flex e-con e-child\" data-id=\"333d90b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3a1409d e-con-full e-flex e-con e-child\" data-id=\"3a1409d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b1ffd37 elementor-widget elementor-widget-heading\" data-id=\"b1ffd37\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A\u00c7\u00d5ES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f20d4cf elementor-widget elementor-widget-text-editor\" data-id=\"f20d4cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u00c9 o tipo de aplica\u00e7\u00e3o financeira que re\u00fane recursos de um conjunto de investidores (cotistas), permitindo assim investir em uma variada cesta de ativos, em diferentes mercados. Esta carteira pode englobar T\u00edtulos de Renda Fixa, T\u00edtulos P\u00fablicos, T\u00edtulos Cambiais, Derivativos, Commodities, A\u00e7\u00f5es, entre outros. Quanto mais diversificado o fundo, menor \u00e9 o risco. Todo o dinheiro aplicado no Fundo de Investimento \u00e9 convertido em cotas. Cada cotista possui um n\u00famero de cotas proporcional ao valor total de seus investimentos. O valor da cota \u00e9 atualizado diariamente e o c\u00e1culo do saldo do cotista \u00e9 feito multiplicando o n\u00famero de cotas adquiridas pelo valor da cota no dia. O patrim\u00f4nio de um Fundo de Investimento \u00e9 a soma de todos os recursos aplicados por seus diferentes investidores.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2359991874\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991874\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-75bc9fa e-con-full e-flex e-con e-child\" data-id=\"75bc9fa\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3211ce6 e-flex e-con-boxed e-con e-child\" data-id=\"3211ce6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ec60a8 elementor-widget elementor-widget-heading\" data-id=\"8ec60a8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qual a diferen\u00e7a entre aplicar em Fundos Imobili\u00e1rios e comprar um im\u00f3vel?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-434f20d elementor-widget elementor-widget-image\" data-id=\"434f20d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"475\" src=\"https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345-1024x475.png\" class=\"attachment-large size-large wp-image-27655\" alt=\"\" srcset=\"https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345-1024x475.png 1024w, https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345-300x139.png 300w, https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345-768x356.png 768w, https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345-1536x712.png 1536w, https:\/\/grupori.com.br\/home\/wp-content\/uploads\/2024\/08\/12345.png 1561w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2359991875\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991875\" data-tab-index=\"5\" style=\"--n-tabs-title-order: 5;\" class=\" elementor-element elementor-element-46c53b9 e-con-full e-flex e-con e-child\" data-id=\"46c53b9\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c46fe89 e-con-full e-flex e-con e-child\" data-id=\"c46fe89\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec5368d elementor-widget elementor-widget-heading\" data-id=\"ec5368d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">OPERA\u00c7\u00d5ES COE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ccce25 elementor-widget elementor-widget-heading\" data-id=\"6ccce25\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">(Certificado de Opera\u00e7\u00f5es Estruturadas)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1baa31 elementor-widget elementor-widget-text-editor\" data-id=\"a1baa31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>O COE \u00e9 estruturada com base em cen\u00e1rios de ganhos e perdas, selecionados de acordo com o perfil de cada investidor. \u00c9 a vers\u00e3o brasileira das Notas Estruturadas, muito populares na Europa e nos Estados Unidos. O COE \u00e9 montado atrav\u00e9s da combina\u00e7\u00e3o de um t\u00edtulo de cr\u00e9dito emitido por uma institui\u00e7\u00e3o financeira com estrat\u00e9gias em derivativos. Ao criar o COE, o emissor estrutura pacotes de cen\u00e1rios para o desempenho de um ativo ou indexador, que pode ser tanto nacional como internacional. O COE \u00e9 sempre emitido por um banco e registrado na Cetip.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-150c84d elementor-widget elementor-widget-heading\" data-id=\"150c84d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">RISCOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc48d94 elementor-widget elementor-widget-text-editor\" data-id=\"dc48d94\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Risco de cr\u00e9dito do emissor: o recebimento dos pagamentos dos certificados est\u00e1 sujeito ao risco de cr\u00e9dito do emissor e n\u00e3o conta com a garantia do Fundo Garantidor de Cr\u00e9ditos &#8211; FGC;<\/b><\/p><p><b>Possibilidade de resgate antecipado sujeito \u00e0 marca\u00e7\u00e3o a mercado e, portanto, sem garantia do principal investido.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7756e7b elementor-widget elementor-widget-heading\" data-id=\"7756e7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DOCUMENTA\u00c7\u00c3O<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05d6ed5 elementor-widget elementor-widget-text-editor\" data-id=\"05d6ed5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Termo de ci\u00eancia de risco: assinado uma \u00fanica vez pelo investidor, dando ci\u00eancia dos riscos do COE;<\/b><\/p><p><b>DIE ( Documento de Informa\u00e7\u00f5es Essenciais): documento com explica\u00e7\u00f5es sobre o funcionamento, fluxo de pagamentos e riscos do COE, que \u00e9 entregue antes da realiza\u00e7\u00e3o de cada investimento ao investidor. Este, por sua evz, deve assinar o DIE para confirmar seu recebimento.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b435d86 elementor-widget elementor-widget-heading\" data-id=\"b435d86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">IMPORTANTE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14e9e56 elementor-widget elementor-widget-text-editor\" data-id=\"14e9e56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Apenas investidores com o perfil de investidor adequado a este produto poder\u00e3o realizar aplica\u00e7\u00e3o. Para defini\u00e7\u00e3o do perfil de investidor do cliente, \u00e9 necess\u00e1rio o preenchumento do Formul\u00e1rio Perfil do Investidor.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-654a768 elementor-widget elementor-widget-heading\" data-id=\"654a768\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CARACTER\u00cdSTICAS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40b480b elementor-widget elementor-widget-text-editor\" data-id=\"40b480b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Vencimento do investimento em data pr\u00e9- determinada;<\/strong><\/li><li><strong>Valor m\u00ednimo de aporte;<\/strong><\/li><li><strong>Indexador local ou internacional;<\/strong><\/li><li><strong>Cen\u00e1rio de ganhos e perdas no vencimento, conhecidos desde o in\u00edcio da opera\u00e7\u00e3o;<\/strong><\/li><li><strong>Tributa\u00e7\u00e3o de acordo com tabela regressiva de Renda Fixa;<\/strong><\/li><li><strong>Perfil do investidor deve ser compat\u00edvel com o produto;<\/strong><\/li><li><strong>Fluxos de Pagamentos no Vencimento ou Peri\u00f3dicos;<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2359991876\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2359991876\" data-tab-index=\"6\" style=\"--n-tabs-title-order: 6;\" class=\" elementor-element elementor-element-1140ffa e-con-full e-flex e-con e-child\" data-id=\"1140ffa\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Investimentos RENDA FIXA FUNDO DE INVESTIMENTOS A\u00c7\u00d5ES FUNDOS IMOBILI\u00c1RIOS COE TRADE O que \u00e9 Renda Fixa? Renda Fixa \u00e9 um termo que se refere a qualquer tipo de investimento que possui regras de remunera\u00e7\u00e3o definidas no momento da aplica\u00e7\u00e3o no t\u00edtulo. Essas regras estipulam o prazo e a forma que a remunera\u00e7\u00e3o ser\u00e1 calculada e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"class_list":["post-158","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investimentos - Realize Invest - Investimentos Inteligentes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/grupori.com.br\/home\/investimentos\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investimentos - Realize Invest - Investimentos Inteligentes\" \/>\n<meta property=\"og:description\" content=\"Investimentos RENDA FIXA FUNDO DE INVESTIMENTOS A\u00c7\u00d5ES FUNDOS IMOBILI\u00c1RIOS COE TRADE O que \u00e9 Renda Fixa? 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